We have provided a brief general description of various covers outlined in this section, this is not intended to constitute or replace personal advice. As always you should read and consider the relevant Product Disclosure Statement to ensure it is suitable for your needs. For personal advice you should contact our office and speak with one of our qualified team.

Workers Compensation

Each state in Australia has its own legislation with regards to Workers Compensation, and as such the rules and regulations that apply will differ from State to State.

The basic issue of Workers Compensation is that once you employ staff you have a legal responsibility to provide a safe work environment and have cover in place in the case of an injury to a worker.  There are some differences, for example in NSW if you pay less than $7,500 in wages, you do not require a policy, however this is not the case in other states.

In some states the premiums are set by the relevant Workcover authority with premiums being exactly the same regardless of the insurer, whilst in other states it operates on a “free market” basis with insurers able to set their own premiums and variances in premiums between insurers being common.

Depending on the state you operate in, we will be able to assist you in setting up the cover with a relevant insurer, or obtain “free market” comparisons for you.

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  • We listen, we act...
  • National Strength
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At Austbrokers Southern, we listen, we act and we get the job done!

Austbrokers Southern is the South Coast’s leading Insurance Broker providing insurance for businesses and individuals for over 25 years. Austbrokers Southern, previously known as M and F Agencies is the South Coast's leading insurance broker.

Austbrokers Southern is part of the national Austbrokers Network, established in 1985.

Austbrokers significant growth has been largely achieved through the acquisition of equity in selected insurance broking and financial services businesses that allows individual brokers to retain a significant interest in their own broking business.

Austbrokers Southern will provide you with our individual commitment to always look after you, not only at the time of placing the insurance, but providing full support when you have a claim. This is when your insurance really needs to act.

We are known for our integrity and ethical dealings with our clients, insurance providers and colleagues within the Insurance Industry as a whole.