We have provided a brief general description of various covers outlined in this section, this is not intended to constitute or replace personal advice. As always you should read and consider the relevant Product Disclosure Statement to ensure it is suitable for your needs. For personal advice you should contact our office and speak with one of our qualified team.

Business Continuity Cover

One area of exposure that exists in any business is the efforts of the individual owner. If you have a serious injury or illness you may be able to claim your personal wages from Workers Compensation or a Personal Accident and Illness policy, however without your efforts in the business it may falter and you may not be able to service any business finance that may be in place.

Business Continuity reimburses the business the costs of replacing the insured person into the business in the event of an injury or illness that prevents you from working for 60 days.

These costs can include advertising, recruitment, relocation and even a proportion of wages so that the business can continue to operate and generate profits and meet ongoing commitments.

We had a recent case where an owner driver truck operator suffered a heart attack.  Through this cover he was able to employ a substitute driver to maintain his contracts and generate income to meet the finance repayments on the truck.

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  • We listen, we act...
  • National Strength
  • Individual Commitment

At Austbrokers Southern, we listen, we act and we get the job done!

Austbrokers Southern is the South Coast’s leading Insurance Broker providing insurance for businesses and individuals for over 25 years. Austbrokers Southern, previously known as M and F Agencies is the South Coast's leading insurance broker.

Austbrokers Southern is part of the national Austbrokers Network, established in 1985.

Austbrokers significant growth has been largely achieved through the acquisition of equity in selected insurance broking and financial services businesses that allows individual brokers to retain a significant interest in their own broking business.

Austbrokers Southern will provide you with our individual commitment to always look after you, not only at the time of placing the insurance, but providing full support when you have a claim. This is when your insurance really needs to act.

We are known for our integrity and ethical dealings with our clients, insurance providers and colleagues within the Insurance Industry as a whole.