We have provided a brief general description of various covers outlined in this section, this is not intended to constitute or replace personal advice. As always you should read and consider the relevant Product Disclosure Statement to ensure it is suitable for your needs. For personal advice you should contact our office and speak with one of our qualified team.

Landlords Insurance

If you own a home or unit and lease it out you should have a specific Landlords Insurance policy.

This policy is similar to a normal home and contents policy in that you can insure the building and contents if it is a furnished home/unit.  In addition to this standard type cover the landlords policy also provides the following additional options;

  • Loss of Rent following damage to the premises
  • Malicious Damage by tenants
  • Theft by tenants
  • Rent Default, provided you have a lease lodged with the rental bond board.

The legal liability section of the landlords insurance policy is also specifically worded to provide protection to you as a landlord.

You need to take care if your home/unit is used for holiday accommodation, a number of Landlords policies and insurers do not cover holiday accommodation.  (Even if they issue cover a claim may be denied as they will exclude holiday accommodation use)

To this end we have negotiated exclusive products able to provide cover for holiday accommodation as well as the ability to buy a grouped policy if your unit is part of a holiday unit complex.

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  • We listen, we act...
  • National Strength
  • Individual Commitment

At Austbrokers Southern, we listen, we act and we get the job done!

Austbrokers Southern is the South Coast’s leading Insurance Broker providing insurance for businesses and individuals for over 25 years. Austbrokers Southern, previously known as M and F Agencies is the South Coast's leading insurance broker.

Austbrokers Southern is part of the national Austbrokers Network, established in 1985.

Austbrokers significant growth has been largely achieved through the acquisition of equity in selected insurance broking and financial services businesses that allows individual brokers to retain a significant interest in their own broking business.

Austbrokers Southern will provide you with our individual commitment to always look after you, not only at the time of placing the insurance, but providing full support when you have a claim. This is when your insurance really needs to act.

We are known for our integrity and ethical dealings with our clients, insurance providers and colleagues within the Insurance Industry as a whole.